Frequently Asked Questions

The best medical alarm system depends on your specific needs. Key factors to consider include monitoring service quality, response time, range, battery life, and water resistance. We recommend comparing different providers to find one that offers the features most important to you.

In New Zealand, seniors have access to public healthcare through the public health system. However, private health insurance can provide additional coverage for specialist care, elective surgeries, and private hospital stays. Many insurers offer specific policies designed for seniors.

At 65, you can withdraw your KiwiSaver funds in full or keep them invested. You can choose to make regular withdrawals or take lump sums. It's important to consider your retirement income needs and investment strategy.

Term deposits can be suitable for retirees seeking a low-risk investment with guaranteed returns. They offer fixed interest rates and terms, providing predictable income. However, returns may be lower than other investment options.

Retirement villages are designed for independent living, offering amenities and social activities. Rest homes provide full-time care and support for those who need assistance with daily activities. Some facilities offer both options with a continuum of care.

Consider factors like location, facilities, costs, contract terms, and care options. Visit multiple villages, talk to residents, and review the financial implications carefully. Our comparison guides can help you evaluate different options.

Life insurance after retirement can help cover funeral costs and provide financial security for dependents. The need depends on your financial situation, debts, and whether you want to leave a legacy for family members.

Senior travel insurance should cover pre-existing medical conditions, emergency medical care, trip cancellation, lost baggage, and emergency evacuation. Look for policies with high medical coverage limits and minimal age restrictions.

Many electricity providers offer senior discounts or special rates. Some also provide additional benefits like free power hours or winter energy payments. Compare different providers to find the best deal for your usage.

The best mobile plan depends on your usage needs. Look for plans with unlimited calls and texts, simple billing, and good customer support. Some providers offer specific senior plans with larger text displays and emergency features.