Find the perfect retirement living solution for seniors aged 65+. Compare retirement villages,
independent living, assisted living and care homes from trusted New Zealand providers.
Carefully selected retirement living options across New Zealand
Care Levels
From independent living to full nursing care support
Community Living
Social activities and friendships in supportive environments
Expert Guidance
Professional support to find your ideal retirement home
Senior Retirement Living Options
Compare retirement living options designed for New Zealand seniors. From independent retirement villages
to specialized care homes, find the perfect community and care level for your lifestyle and needs.
Retirement Villages
180+ villagesFrom $650k entry
Compare retirement villages across New Zealand offering independent living with community amenities. Find villages with recreational facilities, healthcare services, and social activities designed for active seniors aged 65+.
Explore independent living options that provide freedom with support when needed. Compare apartments and units with accessibility features, emergency systems, and optional services for seniors wanting to maintain independence.
Find assisted living facilities providing personal care and support for daily activities. Compare services including medication management, meal preparation, and 24/7 care assistance for seniors needing additional help.
Compare residential care facilities and rest homes providing comprehensive nursing care. Find specialized care for seniors with dementia, complex medical needs, or requiring full-time professional healthcare support.
Essential guidance for choosing retirement living in New Zealand
Visit First
Always visit and stay overnight before making a decision
Compare Costs
Understand all fees including entry costs and weekly charges
Check Services
Ensure healthcare and support services meet your needs
Plan Ahead
Start researching options before you need immediate care
Understanding NZ Retirement Living Options
Choosing the right retirement living option is one of life's biggest decisions. Compare all options to find the perfect fit:
Retirement Villages: Independent living with community facilities. Entry costs $400k-$1M+ with license-to-occupy model. Weekly fees $80-200. Ideal for active seniors wanting social connection.
Independent Living Units: Own or rent apartments with optional support services. More affordable than full villages ($350k-600k entry or $300-500/week rent). Perfect for those wanting independence with safety net.
Assisted Living: Support with daily tasks while maintaining privacy. Costs $1,200-1,800/week including meals, care, and activities. Government subsidies available ($1,185/week average).
Care Homes & Rest Homes: 24/7 nursing care for complex medical needs. Hospital-level care $1,400-2,200/week. Full residential care subsidy available for eligible seniors.
Frequently Asked Questions About Retirement Living
How much does it cost to live in a retirement village in NZ?
Retirement village costs in New Zealand vary significantly. Entry costs typically range from $400,000 to $1,000,000+ depending on location, size, and village quality. Weekly fees range from $80-$200 per week, covering maintenance, community facilities, and some services. Most villages operate on a license-to-occupy model where you pay an entry fee and receive 70-90% back when you leave, minus a deferred management fee (usually 20-30% of the property value or sale price).
What is the best retirement village in New Zealand?
The best retirement village depends on your personal needs and location preferences. Top-rated villages include Ryman Healthcare villages (known for comprehensive care), Summerset villages (modern facilities and activities), Metlifecare villages (resort-style living), and Arvida villages (community focus). When choosing, consider location near family, healthcare services available, community atmosphere, financial terms, and activities offered. Always visit multiple villages and stay overnight before deciding.
What's the difference between retirement villages and rest homes?
Retirement villages offer independent living for active seniors who don't need daily care. You live in your own apartment or unit with community facilities like pools, gyms, and social clubs. Rest homes (care homes) provide full-time nursing care and support for seniors who need help with daily activities, medication management, or have medical conditions requiring constant supervision. Many retirement villages have rest homes on-site for when residents need more care.
Can I get government assistance for retirement living costs?
Yes, government assistance is available for residential care but NOT for independent retirement village living. If you need rest home or hospital-level care and meet asset/income tests, you may qualify for a Residential Care Subsidy which covers most care home costs. The subsidy is means-tested - assets under $230,000 (2025 rates) qualify for full subsidy. Couples can protect up to $143,000 in assets. Independent retirement village living is not subsidized.
What should I look for when choosing a retirement village?
Key factors when choosing a retirement village: 1) Location - proximity to family, medical facilities, shops; 2) Financial terms - entry cost, weekly fees, deferred management fees, capital gain share; 3) Care options - on-site healthcare, hospital facilities, dementia care; 4) Facilities - gym, pool, library, workshop, community center; 5) Social activities and village culture; 6) Legal structure - license-to-occupy, unit title, or company share; 7) Village operator reputation and financial stability.
How much does assisted living cost in New Zealand?
Assisted living (also called serviced apartments) costs approximately $1,200-$1,800 per week in New Zealand. This includes accommodation, meals, personal care assistance, laundry, and activities. Costs vary by region (Auckland and Wellington are more expensive), level of care needed, and room size/type. Some facilities charge lower weekly rates but higher entry fees. Assisted living is for seniors who need help with daily tasks but don't require full nursing home care.
What is a deferred management fee in retirement villages?
A Deferred Management Fee (DMF) is a fee charged by retirement villages when you leave, typically 20-30% of the entry price or resale price. It's often calculated as 3-5% per year for the first 5-10 years, then capped. For example, a 4% annual DMF capped at 28% means you pay 4% for each year up to 7 years maximum. Some villages share capital gains 50/50 with residents. The DMF covers village management, maintenance, and facilities. Always understand DMF terms before signing - they significantly impact your final payout.
Can I move into a retirement village if I'm under 65?
Most New Zealand retirement villages have a minimum age requirement of 65-75 years, though some accept residents from age 55+, particularly for lifestyle villages. If you're in a couple, usually only one partner needs to meet the age requirement. Early entry (under 65) may be possible if you have specific health or mobility needs. Check individual village policies as requirements vary. Some villages also prioritize local residents or existing residents' family members.
